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Profit Rates:
₹770 - Profit on Card Activation
About AU Altura Plus Credit Card -
- This card offers numerous benefits like milestone gains, cashback and reward points to experience twice the luxury and double the delights!
- Vouchers worth Rs 500 on minimum Rs 10,000 retail spends (within 60 days of card setup)
- 500 Bonus Reward Points (Worth Rs 125) on retail spends of Rs 20,000 or more in a calendar month. Fuel and cash withdrawal are excluded from reward point spends calculations
More Features of the Card -
- 1.5% Cashback on all POS retail spends done (Except Fuel) at merchant outlets (Maximum cashback per statement cycle is Rs 100) 2X Reward Points (i.e., 2 Reward Points per Rs 100 retail spends) for all your online transactions
- 2 complimentary lounge access per calendar quarter, using VISA Card at railway stations in these cities – New Delhi, Kolkata (Sealdah), Jaipur, Ahmedabad and Agra
- 1% Fuel Surcharge Waiver for fuel transactions done between Rs 400 and Rs 5,000 across all fuel stations in the country
- Convert your transactions worth INR 2,000 or more into easy EMI options on selected tenure of your choice
Partner Offers -
- 5% Instant Discount on shopping at Croma (min. spend Rs 15,000) - Offer valid once per month
- 15% Off on EasyDiner (min spend Rs 2,500 & max discount Rs 500) - Offer valid once per month
- 15% Off on Tata CliQ (min spend Rs 500 & max discount Rs 300) - Offer valid once per month
- 15% Off on Domestic Flight & 10% Off International Flight on Cleartrip - Offer valid once per month
- 20% Off on Movies Tickets (min spend Rs 500 & max discount Rs 100) - Offer valid once per month
- More Amazing E-Comm discount offers from 5% - 25%. Check here : https://offers.aubank.in/
Fees & List of all charges -
- Joining Fees: Rs 499 + applicable taxes (Joining fees will be waived off, if the user spends Rs 20,000 within first 90 days of card issuance)
- Annual Fees: Rs 499 + applicable taxes (Annual fees will be waived off, if the user spends Rs 80,000 within first anniversary year)
Eligibility Criteria -
- Required Age: 21-60 years
- Employment status: Salaried or self-employed
- Salaried: Starting from Rs 25,000 Monthly
- Self Employed: Starting from Rs 25,000 Monthly
- Customers need to have an Existing card (6 months old) with a minimum limit of Rs 30,000
- No Delayed Payments in the last 12 months
- Required Credit Score: 700+
Documents Needed -
- Valid PAN Card
- Aadhar Card - should be linked to Mobile (For EKYC)
- Address proof
- Income Proof (if opted for Income surrogate)
How to Avail the Offer -
- User will be redirected to AU Bank's website
- Click Login/Join Now and do OTP verification
- Select AU Bank Altura Plus Credit Card and provide the required details
- Application will be submitted and a confirmation SMS will be sent on approval of the application
Smartsy Profit Related -
- If you were/are an existing AU Bank customer (Savings/Current Account/Credit cards/Loans), you are not eligible for the Profits.
- Tracking Time: 72 Hrs After the Application ID Generation
- Confirmation Timeline: Within 75 Days of Card Activation
- A Minimum transaction of Rs 100 is required within 30 days to activate the card
- Card upgrades/limit enhancements are not a part of Profits
- If you apply for a different card upon redirecting you will be eligible for the profit rates applicable on the card applied.
- Profits on AU Bank app applications: Not Applicable
- Profit on Referral Earnings: Not Applicable
Also Remember -
- Do not visit any other coupon or deal site after clicking-out from Smartsy
- Your Profits will be cancelled if you use any referral code or if your application is Rejected or Cancelled.
- Fraudulent activity will lead to cancellation of the Profits. Smartsy's decision will be final in this case
- If your Profits do not track, raise a Missing Profits Ticket within 10 Days from the application date
- Please send Profits related queries to Smartsy only, not to AU Bank.