AU Bank Altura Credit Card

Profit Rates:

₹770 - Profit on Card Activation

About AU Bank Altura Credit Card -

• Enjoy the limitless spending and wide variety of benefits like cashback, Fuel waiver, railway lounge benefits & More!
• 5% Cashback on minimum Rs 2,500 retail spends done within first 60 days of card setup (Maximum cashback per statement cycle is Rs 150)

Features of the Card -

• 2% Cashback on all retail spends done at Grocery stores, Departmental stores and Utility bill payments (Maximum cashback per statement cycle is Rs 50)
• 1% Cashback on all other retail spends (Maximum cashback per statement cycle is Rs 50)
• Get additional cashback of Rs 50 on completing a minimum of Rs 10,000 retail spends in every statement cycle
• 2 complimentary lounge access per calendar quarter, using VISA Card at railway stations in these cities – New Delhi, Kolkata (Sealdah), Jaipur, Ahmedabad and Agra
• 1% Fuel Surcharge Waiver for fuel transactions done between Rs 400 and Rs 5,000 across all fuel stations in the country
• Convert your transactions worth INR 2,000 or more into easy EMI options on selected tenure of your choice

Partner Offers -

• 10% Instant Discount upto Rs 1,000 per month on Flipkart Orders Above Rs 10,000
• Additional 10% Off upto Rs 1000 on Myntra
• 10% off on Swiggy Instamart (Upto Rs 100 per month) on Orders Above Rs 500
• 15% instant discount upto Rs 300 per month on Tata CLiQ Orders Above Rs 500
• Flat Rs 100 off on Groceries upto Rs 100 on Blinkit app orders above Rs 1000

Fees & List of all charges -

• Joining Fees: Rs 199 + applicable taxes (Joining fees will be waived off, if the user spends Rs 10,000 within first 90 days of card issuance)
• Annual Fees: Rs 199 + applicable taxes (Annual fees will be waived off, if the user spends Rs 40,000 within the first anniversary year)

Eligibility Criteria -

• Required Age: 21-60 years
• Employment status: Salaried or self-employed
• Salaried: Starting from Rs 25,000 Monthly
• Self Employed: Starting from Rs 25,000 Monthly
• Customers need to have an Existing card (6 months old) with a minimum limit of Rs 30,000
• No Delayed Payments in the last 12 months
• Required Credit Score: 700+

Documents Needed -

• Valid PAN Card
• Aadhar Card - should be linked to Mobile (For EKYC)
• Address proof
• Income Proof (if opted for Income surrogate)

How to Avail the Offer -

• User will be redirected to AU Bank's website
• Click Login/Join Now and do OTP verification
• Select AU Bank Altura Credit Card and provide the required details
• Application will be submitted and a confirmation SMS will be sent on approval of the application

Smartsy Profit Related -

• If you were/are an existing AU Bank customer (Savings/Current Account/Credit cards/Loans), you are not eligible for the Profits.
• Tracking Time: 72 Hrs After the Application ID Generation
• Confirmation Timeline: Within 75 Days of Card Activation
• A Minimum transaction of Rs 100 is required within 30 days to activate the card
• A Minimum transaction of Rs 100 is required within 30 days to activate the card, otherwise, it will be closed
• Card upgrades/limit enhancements are not a part of Profits
• If you apply for a different card upon redirecting you will be eligible for the profit rates applicable on the card applied.
• Profits on AU Bank app applications: Not Applicable
• Profit on Referral Earnings: Not Applicable

Also Remember -

• Do not visit any other coupon or deal site after clicking-out from Smartsy
• Your Profits will be cancelled if you use any referral code or if your application is Rejected or Cancelled.
• Fraudulent activity will lead to cancellation of the Profits. Smartsy's decision will be final in this case
• If your Profits do not track, raise a Missing Cashback Ticket within 10 Days from the application date
• Please send Profits related queries to Smartsy only, not to AU Bank.