Profit Rates:

₹770 - Profit on Card Activation

About AU LIT Credit Card -

• Lifetime Free Credit Card!
• You can customize your credit card as per your need
• 10% Instant Discount (Upto Rs 1,000) on Flipkart orders above Rs 10,000

Partner Offers -

• 10% Instant Discount (Upto Rs 1,000) on Flipkart Orders Above Rs 10,000
• Additional 10% Off (Upto Rs 1,000) on a minimum purchase of Rs 3999 on selected styles on Myntra
• 15% instant discount (Upto Rs 300 per month) on Tata CLiQ Orders Above Rs 500
• 10% off on Groceries (Upto Rs 100) on Blinkit app orders above Rs 499

Customization options on AU Bank LIT Card -

• Rs 49 (For 90 Days) - Get 1% fuel surcharge waiver on fuel transactions
• Rs 99 (For 90 Days) - Get complimentary 3 month Zee5 membership
• Rs 199 (For 90 Days, for each benefit) - Get 1 complimentary Domestic airport lounge visits per quarte, Get 2 % additional cashback on achieving milestone spends, Get complimentary 3 month Amazon prime membership, Get 5X Reward Points for online spends
• Rs 299 (For 90 Days, for each benefit) - Get 2 complimentary Domestic airport lounge visits, Get 5 % additional cashback on achieving milestone, Get 10X Reward Points for Offline, Get 5% additional cashback on all Dining, Get 5% additional cashback on all Grocery, Get 5% additional cashback on all Travel
• Rs 499 (For 90 Days) - Get complimentary 3 month Cult.fit membership

Fees & List of all charges -

• Joining Fees: Nil
• Annual Fees: Nil

Eligibility Criteria -

• Required Age: 21-60 years
• Income: Rs 25,000 per month (Salaried and self-Employed)
• Customers need to have an Existing card (6 months old) with a minimum limit of Rs 30,000
• No Delayed Payments in the last 12 months
• Required Credit Score: 700+

Documents Needed -

• Valid PAN Card
• Aadhar Card - should be linked to Mobile (For EKYC)
• Address proof
• Income Proof (if opted for Income surrogate)

How to Avail the Offer -

• User will be redirected to AU Bank's website
• Click Login/Join Now and do OTP verification
• Select AU LIT Credit Card and provide the required details
• Application will be submitted and a confirmation SMS will be sent on approval of the application

Smartsy Profit Related -

• If you were/are an existing AU Bank customer (Savings/Current Account/Credit cards/Loans), you are not eligible for the Profits.
• Tracking Time: 72 Hrs After the Application ID Generation
• Confirmation Timeline: Within 75 Days of Card Activation
• A Minimum transaction of Rs 100 is required within 30 days to activate the card
• A Minimum transaction of Rs 100 is required within 30 days to activate the card, otherwise, it will be closed
• Card upgrades/limit enhancements are not a part of Profits
• If you apply for a different card upon redirecting you will be eligible for the profit rates applicable on the card applied.
• Profits on AU Bank app applications: Not Applicable
• Profit on Referral Earnings: Not Applicable

Also Remember -

• Do not visit any other coupon or deal site after clicking-out from Smartsy
• Your Profits will be cancelled if you use any referral code or if your application is Rejected or Cancelled.
• Fraudulent activity will lead to cancellation of the Profits. Smartsy's decision will be final in this case
• If your Profits do not track, raise a Missing Profits Ticket within 10 Days from the application date
• Please send Profits related queries to Smartsy only, not to AU Bank.